California Home Insurance Quotes — Martin Insurance Agency, Placentia CA

Let's find you a home policy you feel good about.

Non-renewed, rate-shocked, or stuck on the FAIR Plan — answer a few quick questions and a licensed local agent, not a call center, will prepare your quote. About 60 seconds.

CA License #0G84794 Local Placentia agency, 13+ years Your info stays with our agency — never sold

Let's start with your home Step 1 of 9

What type of property is it?

Tap one — no typing.

Do you own or rent this home?

Is it your primary home?

What best describes your insurance situation?

This helps your agent quote the right options first — especially if a deadline is involved.

Rate went up? We hear you. You don't have to switch carriers to do something about it. We'll review your current Farmers policy for discounts and adjustments you may be missing — and tell you straight what can and can't change. No promise of a lower rate, just an honest review by a local agent.

Where is the home?

We need the complete street address — your agent can't price a quote from a city or ZIP alone.

Street address *

City *

State *

ZIP code *

Please enter the full street address, city, state, and 5-digit ZIP.

Your information is safe & secure

When do you want coverage to start?

Any home insurance claims in the last 3 years?

Want us to quote your auto too?

Bundling home and auto earns a 22% discount on your home policy. Your agent can run both quotes from the same answers.

Who should we put on the quote?

Your full name, exactly as it should appear on the policy.

First name *

Last name *

Please enter your first and last name.

Your information is safe & secure

What's your date of birth?

Carriers use your date of birth to price your quote — it's never used for anything else.

Month *

Day *

Year *

Please enter a valid date of birth.

Where should we send your quotes?

Your written quote goes to this email.

Email address *

Please enter a valid email address.

No junk mail. No spam calls. Your details go to our agency only.

Last step — what's the best number for your quote?

A licensed agent from our Placentia office will follow up on your quote — never a robocall center. Our texts come from (657) 669-0347 — save the number so you know it's us.

Mobile phone *

Please enter a valid 10-digit mobile number.

Your information is safe & secure

How it works

The same three steps the big quote sites use — except your answers land with one local agency that actually writes the policy.

Answer questions

Quick tap-to-answer questions about your home and your situation — about 60 seconds, most of it tapping, not typing.

A licensed agent prepares your quote

Your answers go straight to our Placentia office with everything needed to quote — full address, dates, and coverage timing. Nothing gets sold or shared.

Get your quote & your options

We email your quote and text it from (657) 669-0347 so you recognize the number, then walk through it with you — including FAIR Plan + DIC options if that's where your home lands.

On the FAIR Plan? Here's the honest version.

Fifteen years ago this agency wrote about five FAIR Plan policies a year. Today it's part of everyday quoting — the California market requires it. Anyone who promises to simply "get you off" the FAIR Plan isn't telling you the whole story.

What we actually do for FAIR Plan homes

We set your FAIR Plan up right — paired with the best DIC (difference in conditions) wrap we can place, so the gaps the FAIR Plan leaves (liability, theft, water damage, loss of use) are covered properly.

We check the few full-policy options that actually exist. Only a couple of carriers will write a full policy for homes like these, and there is no guarantee of getting any home off the FAIR Plan. If a full policy is genuinely available for your home, we'll show it to you. If it isn't, we'll tell you that too — and make the FAIR Plan + DIC setup as strong as it can be.

That's the deal: straight answers from a local agent who quotes these homes every day.

Why so many California homeowners are shopping right now

If your letter or your bill shocked you this year, you're in very large company.

~675,000+ homes are now on the California FAIR Plan — the state's insurer of last resort has roughly doubled in a few years as major carriers pulled back from California.
29.1% average FAIR Plan rate increase took effect October 15, 2026 — on top of FAIR Plan premiums that were already high for many wildfire-area homes.
75 days' notice is what California law requires before an insurer can non-renew you — that deadline is real, and starting your quote early protects your options (and your mortgage compliance).
Two of the biggest names paused new California homeowners policies in recent years — which is why a local agency that still quotes these homes every day matters more than a national call center.

Market figures as reported October 2026 (California FAIR Plan policy counts and rate filing; California non-renewal notice rules). Your quote is based on your home and answers only.